In my book, A Quick Guide on How to Boost Your Credit and Stop Collection, I, Sherry B Beckley, a credit coach and financial literacy educator, aim to guide you on improving your credit score and dealing with debt collection agencies. I cover topics such as:
Understanding the US monetary system and the role of credit bureaus.
Disputing and removing negative items from your credit report, such as late payments, charge-offs, collections, and judgments.
Negotiating with creditors and collection agencies to reduce your debt and avoid lawsuits.
Building and maintaining a good credit history and score, using strategies such as secured credit cards, authorized user accounts, and credit mix.
Accessing student loan relief and forgiveness programs, such as income-based repayment, deferment, and forbearance.
My book is based on my personal experience and knowledge, as well as the testimonials of my clients and YouTube followers. I provide step-by-step instructions, examples, and templates to help you achieve credit freedom. This book is a great resource for anyone who wants to take control of their financial situation and boost their credit score